Insurance Requirements FAQ
Q: What? You require insurance?
A: Yes. If you rent equipment from us, we require that you are properly insured against loss, damage, liability, and any catastrophe that might befall you in a way that affects our equipment, people, business, reputation, and/or ability to carry on as a business. This should not be a surprise to you.
Q: OK. So, what kind of insurance do I need?
A: According to our insurance provider, the coverage we need from you falls into the following two categories with the following areas and amounts of coverage:
Cameras, Lighting, and Grip
- Equipment coverage of $1,000,000.
- Third Party Property Damage Liability of $1,000,000
- Commercial General Liability of $2,000,000
- Additional Insured on the Commercial General Liability coverage
- Evidence showing Workers Compensation and Employers Liability
Vehicles
- Physical Damage for Rented Vehicles: $125,000 per Truck, $750,000 per Crane
- Non-owned and Hired Automobile Liability of $1,000,000
- Loss Payee for the rented Vehicles
Q: How do I prove to you I have all this?
A: Your insurance provider should be familiar with the procedures. The standard ACORD form will suffice.
Q: Can you show me?
A: Click here for the detailed requirements as described by our insurance provider.
Click here for a sample ACORD certificate form.
Q: Does my insurance coverage expire?
A: Yes it does! We try to keep your insurance information current in our system. Your Rental Forms should indicate the month and year that we think your insurance will expire. If it is blank, out of date, or marked as REQUIRED or PENDING, then we need a new certificate from you.
Q: What else do I need to do?
A: I don't know. Call me.